Disclaimer

Effective Date: 14-03-2026

Welcome to deniedclaims.net (“Company,” “we,” “our,” or “us”). By accessing this website or engaging our services, you acknowledge and agree to the terms set forth in this Disclaimer.

1. No Legal Advice

deniedclaims.net is a consulting firm that provides guidance and educational support to homeowners whose property insurance claims have been denied and who are facing confusing, inflated, or disputed contractor invoices.

We are not a law firm, and we do not provide legal advice, legal representation, or legal services. Nothing on this website or in our communications should be interpreted as legal advice. No attorney-client relationship is created by using this website or engaging our services.

If you require legal advice, you should consult a licensed attorney in your state.

2. No Public Adjuster or Insurance Representation

Unless expressly stated in a separate written agreement and where permitted by law:

• We are not acting as licensed public insurance adjusters.
• We do not negotiate insurance claims on your behalf unless legally authorized to do so.
• We do not represent you before any insurance carrier, regulatory body, or court.

We provide consulting, document review, invoice analysis, strategy guidance, and educational assistance only.

3. No Contractor or Construction Services

deniedclaims.net does not provide construction services, contracting services, repair work, or project management. We are not responsible for:

• The performance of any contractor
• The quality of repairs
• The accuracy of contractor estimates
• Contract terms between you and any contractor

Any agreements you enter into with third-party contractors are solely between you and that contractor.

4. No Guarantee of Outcome

Every insurance claim, contractor dispute, and property loss situation is unique. We make no guarantees, warranties, or promises regarding:

• Claim approval or reversal of denial
• Settlement amounts
• Reduction of contractor invoices
• Financial recovery
• Litigation outcomes

Past results do not guarantee future outcomes.

5. Informational and Educational Purposes Only

All content on this website, including articles, guides, checklists, templates, emails, consultations, and written communications, is provided for informational and educational purposes only.

While we strive for accuracy, we do not warrant that information is complete, current, or applicable to your specific situation. Laws, insurance policies, and construction regulations vary by state and may change over time.

You are responsible for verifying all information before relying on it.

6. No Financial, Tax, or Accounting Advice

We do not provide financial, tax, accounting, or investment advice. Any financial discussions are general in nature and should not be relied upon without consulting a qualified financial professional.

7. Client Responsibility

By engaging our services, you acknowledge that:

• You are solely responsible for decisions made regarding your insurance claim or contractor dispute.
• You will review all documents before signing.
• You will seek appropriate legal or licensed professional advice when necessary.
• You understand we do not replace licensed legal, insurance, or construction professionals.

8. Third-Party Links and Resources

This website may reference or link to third-party websites, contractors, attorneys, adjusters, or other professionals. We do not control, endorse, or assume responsibility for the content, services, or performance of any third party.

Your use of third-party services is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, deniedclaims.net shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to:

• Your use of this website
• Reliance on information provided
• Consulting services rendered
• Insurance claim outcomes
• Contractor disputes
• Third-party actions

Our total liability, if any, shall be limited to the amount paid to us for consulting services.

10. No Warranties

All services and information are provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

11. Jurisdiction and Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of the United States and the State of [Insert State], without regard to conflict of law principles.

Any disputes arising from the use of this website or our services shall be resolved exclusively in the courts located in [Insert County, State].

12. Changes to This Disclaimer

We reserve the right to update or modify this Disclaimer at any time without prior notice. Your continued use of this website or our services constitutes acceptance of any changes.

13. Contact Information

If you have questions regarding this Disclaimer, please contact:

deniedclaims.net
[Insert Business Address]
[Insert Email Address]
[Insert Phone Number]